Affordable Workforce Housing for the FLorida Keys


Hurricane Irma magnified the affordable workforce housing problem Monroe County turning a shortage into a crisis.


Through private funding, create new, safe, and affordable rental units for members of the Florida Key's civic and service sectors.


Execute the vision with a team of national housing experts; fundraise and seek public/private partnerships to expand the vision.


On September 10, 2017, Hurricane Irma tore through the Lower Keys, the heart of working-class housing in the Florida Keys. Thousands of homes were gone with the wind. For decades, even prior to Hurricane Irma, there was a scarcity of affordable housing in The Keys due very simply to limited supply and high demand. That situation was intensified by the storm.
  • Over 7% of the housing stock was destroyed.
  • More than 1,800 homes destroyed with nearly 3,000 sustaining major damage.
  • Existing rental homes will have to be re-built, but at much higher costs, hurling already unsustainable rents upward.

The hardest hit areas were those in the very neighborhoods where service and hourly workers could afford to live. The majority of those displaced are teachers, police officers, servers, cashiers, firefighters, ambulance drivers, hourly workers and the like – the very people who make the Keys what it is. They have lost their friends, their jobs, their homes and their dreams. Some have found alternative housing arrangements by doubling up with others, or in hotels or with FEMA assistance, but the costs of rebuilding are so astronomical, many are doing what they can just to hold on until the end of the season and then, if necessary, relocate.

In Monroe County, where the Florida Keys Community Land Trust will begin its work, only 1,970 more building permits are available between 2018 and 2023 Something like 700 will be designated for affordable housing and the remaining 1,270 will be market rate.
As a quick reference, download our one pager.
View Presentation on Affordable Workforce Housing for the Florida Keys. 

Pre-Application for Consideration

To receive an application for our initial wait list, please submit the form below.

Fair Housing Statement

Florida Keys Community Land Trust is committed to compliance with all federal, state, and local fair housing laws. They will not discriminate against any person because of race, color, religion, national origin, sex, familial status, disability, or any other specific classes protected by applicable laws. They will allow any reasonable accommodation or reasonable modification based upon a disability-related need. The person requesting any reasonable modification may be responsible for the related expenses.